Caravan Finance at Raymond James Caravans
Purchasing your dream touring caravan or motorhome has never been more accessible with our flexible and competitive finance options.
At Raymond James Caravans, we offer finance plans with competitive interest rates of 9.9% APR, available for terms of up to 10 years, helping you spread the cost of your purchase.
Whether you’re looking at a new caravan, used caravan, or motorhome, our tailored finance options are designed to suit your budget and lifestyle.
Finance is subject to status, and written details are available upon request. With our simple application process and expert guidance, we make it easy for you to secure the funding you need to enjoy your next adventure.
Tailored Finance Solutions for Every Adventure
Whether you’re starting out with caravans or buying a luxury model, our finance options will help you start off on the right foot.Â
Our team of finance experts collaborates with top lenders in the UK to obtain terms that suit your specific situation.
Key Benefits of Our Caravan Finance Solutions:
- Competitive interest rates
- Flexible hire purchase agreements up to 10 years
- Quick decisions and straightforward applications
- Deposits from just 10% of vehicle value
- Optional balloon payments to reduce monthly costs
Why Choose Raymond James Caravans for Your Caravan Finance?
Experience the Raymond James Difference:
- Access to an extensive panel of lenders for the best rates
- Dedicated finance specialists guiding you every step
- Transparent process with no hidden fees
- Comprehensive finance calculator to plan your budget
- Established relationships with top UK finance providers
Plan Your Investment with Confidence
Our online finance calculator helps you visualise your journey:
- Adjust deposit amounts to suit your savings
- Explore different term lengths
- Compare monthly payments
- Calculate total investment
Start Your Journey Today in 3 Simple Steps:
1. Use our finance calculator to explore your options
2. Speak with our specialist team for personalised guidance
3. Choose your dream motorhome and drive away happy
Why Buy from Raymond James Caravans?
- FCA Authorised and Regulated (FCA Registration: 668587)
- Trusted by thousands of happy customers
- Multiple lender relationships for competitive rates
- Dedicated after-sales support
We can introduce you to a number of lenders who may be able to help finance your vehicle. This group of lenders provides us with a range of products which may be suitable for your vehicle purchase or leasing requirements.
We will explain the key features of those products to you and make a recommendation based on the affordability which is suitable for your demands and needs at the time it is made.
Everything You Need to Know About Caravan Finance
Why choose finance for a caravan or motorhome?
Finance is a flexible option that allows you to spread the cost of your caravan or motorhome over time.
This makes it easier to manage your budget while still accessing the leisure vehicle you want.
By choosing finance, you can enjoy your purchase immediately without needing the full amount upfront.
What loan amounts are available?
Loan amounts will vary depending on the caravan or motorhome you choose and your individual circumstances.
Typically, we can help arrange finance for vehicles ranging from £5,000 to £75,000, subject to status and lender approval.
How much deposit is required?
The deposit amount varies, but most finance brokers require a deposit or part exchange that meets around 10% of the vehicle’s purchase price.
A larger deposit can reduce your monthly repayments and the overall cost of borrowing.
How does the finance process work?
Once you choose your caravan or motorhome, we’ll guide you through the finance application process.
We work with a group of trusted lenders who will assess your application based on factors such as credit history, affordability, and the vehicle’s value. Upon approval, you’ll agree to a repayment schedule that suits your budget.
How hard is it to get finance?
Finance approval depends on your personal circumstances, including your credit score and current financial situation.
We work with a variety of lenders, increasing the likelihood of finding a suitable finance plan for most of our customers.
What if I have an existing loan on another caravan or motorhome?
If you have an existing loan, our team can discuss options with you.
Some lenders may allow you to settle the existing loan as part of your new finance agreement. We’ll work with you to find the best solution for your needs.
Can I part-exchange my current caravan or motorhome?
Yes, we offer part-exchange options to help make your upgrade more affordable.
The value of your current vehicle can be used as part of your deposit, reducing the total amount you need to borrow
Remember, we’re authorised and regulated by the Financial Conduct Authority (FCA Registration: 668587), ensuring you receive transparent, professional guidance throughout your finance journey.
Can I finance a used caravan or motorhome?
Absolutely!
Our finance options are available for both new and used caravans and motorhomes, giving you flexibility in choosing the vehicle that best suits your budget and lifestyle.
What happens if I miss a payment?
If you experience financial difficulties, it’s important to contact your lender as soon as possible. They may be able to offer support or adjust your payment schedule. Missing payments could affect your credit rating and lead to additional charges, so open communication is key.
What is the application process?
How the Application Process Works
- Choose Your Vehicle: Select the caravan or motorhome you wish to purchase.
- Discuss Finance Options: Our team will explain the available finance plans and help you choose the best one for your needs.
- Submit Your Application: Complete the online application form with our assistance, providing the required details about your financial situation.
- Approval: The lender will review your application and notify you of their decision.
- Sign the Agreement: On the day that you collect the ‌caravan or motorhome, you will be asked to bring in a valid driving licence with your current address, for which we will retain a copy. You will then sign the finance agreement and finalise your purchase.
- Drive Away: Take home your new or used caravan or motorhome and start your adventure!
- Payments: Payments start 1 month after signing the agreement
Further Information on Caravan Finance
We are not Independent Financial Advisers and so are unable to provide you with independent financial advice.
There are also other sources of finance which you may wish to investigate. We may receive a commission payment from finance providers should you decide to enter into a finance agreement with us.
Finance is always subject to status. We are Authorised and Regulated by the Financial Conduct Authority – FCA Registration number 668587.